About Classic Car Insurance for Modified Vehicles
Classic car owners in Milford, CT have a variety of types of vehicles, and sometimes, these cars are modified. For an owner to protect their investment, understanding insurance coverage is important, so you know of any differences between original and modified cars. When you call our team of agents at White Oak Insurance LLC, you can expect the most up-to-the-minute information available from the state.
Can I Insure My Modified Classic Car in Connecticut?
The answer is yes, you can insure your modified classic car, but it will not be with standard classic car insurance. Because of the modifications, you will need a specialized policy designed for modified, custom, or collector cars.
Things to Know About Coverage for Modified Classic Cars
With these types of policies, you want to know that the policy includes coverage for any custom parts or equipment you’ve invested in. You will also want the modified car to be insured with agreed value coverage. This amount is agreed upon by you and your insurance company. It guarantees that if the car is deemed totaled due to an accident, the agreed value is paid. With actual cash value, the amount paid is based on the current market value, which includes depreciation.
Although getting a specialized insurance policy is possible for your classic car, owners will not be issued a classic plate. In Connecticut, only eligible vintage vehicles that have no modifications are issued an official classic plate.
Contact Us
Drive your classic ride stress-free in Milford, CT, when you speak with one of our agents at White Oak Insurance LLC about getting insurance. We take care of getting what you’ll need from start to finish so you can enjoy your vintage vehicle with confidence. Contact us at your earliest convenience. We’re here to help.
