Many Milford, CT drivers turn to White Oak Insurance LLC for their automotive insurance. Most drivers buy their automobile, then their insurance, and never change either. The few who customize their vehicles need to update their insurance policy to reflect the added value to the auto.
What Items Need Special Coverage?
Auto insurance offers many ways to extend the policy to cover everything in and on the vehicle. This includes listing in the policy items, such as radar systems, tablet computers, etc. that you purchase for the vehicle to customize. It also includes things like a rear spoiler or custom tail lights that increase the vehicle’s value. Listing items in the policy, called scheduled coverage, specifically covers them from damage or theft.
Auto Body Customizations
When purchasing a vehicle, you sometimes want to make it your own by getting it a custom paint job or altering the auto body. When you order the vehicle this way from the manufacturer, your initial policy covers them. When you hire a mechanic after picking up the vehicle from the sales lot, these customizations that transform your vehicle into one that reflects your personality don’t yet have coverage in your policy. Altering the auto body creates a one-of-a-kind vehicle that can require additional coverage. Adding a camper or commercial-grade tool chest to your pickup truck also adds value to your vehicle that won’t receive coverage without adding it specifically to your auto policy.
Contact Our Insurance Office
Contact White Oak Insurance LLC for an auto policy review. Tell us about any vehicle alterations you made, and we can schedule coverage to protect your financial investment. Don’t drive the Milford, CT, streets unprotected. Call today.