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White Oak Insurance LLC

31 Cherry St, Ste. 104
Milford, CT 06460

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4 Add-ons to Consider For Your Auto Insurance

While you may have the state-required minimum auto insurance in Milford, CT, it may not be enough to keep your car in tip-top condition. That said, you may need to boost your car insurance with add-ons for optimal coverage. While there are numerous auto insurance add-ons to consider, White Oak Insurance LLC has put together four insurance add-ons worth the extra bucks. 

Zero depreciation coverage

Like most assets, your car is prone to depreciation. Your vehicle starts depreciating from the moment you drive off the lot. And since the car owner (not the insurer) bears the responsibility of wear and tear, you are likely to receive the payout less depreciation during compensation after a claim. Zero depreciation coverage cushions you against depreciation, deterring you from incurring out-of-pocket expenses. This coverage is more suitable for:

  • New car owners
  • Luxury cars with expensive car parts
  • New drivers
  • If you live in an accident-prone locality

Roadside assistance

Besides towing, the roadside assistance add-on ensures you get services like puncture repair, battery jumpstart, gas delivery, and other roadside repairs when your car stalls away from home. If you love impromptu road trips or have long daily commutes, it’s wise to consider this add-on.

Personal injury protection (PIP)

If you have zero or little health insurance coverage, PIP is essential coverage to consider. PIP covers you and your passengers’ medical expenses for injuries sustained in a vehicular accident. And because PIP is no-fault insurance, even when you are deemed liable for the accident, this won’t limit you from enjoying the benefits of this coverage.  

Engine protection cover

While the engine is the heart of your car, it’s one of the most expensive parts of your vehicle. Although your comprehensive or collision coverage may cover your engine after an accident, these coverages don’t protect your engine against damage resulting from oil leaks, hydrolock, and water ingression. And that’s where the engine protect cover comes into play.

Car insurance in Connecticut

Are you shopping for car insurance in Connecticut? Please contact White Oak Insurance LLC for an affordable quote.


States Served

  • Connecticut
  • Maine
  • Massachusetts
  • New Hampshire
  • New York
  • Rhode Island
  • Vermont

Partner Carriers

  • American Commerce
  • American Modern
  • AmTrust
  • Banner
  • Chubb
  • Dairyland
  • Foremost
  • Guard
  • Hagerty
  • Hanover
  • Harleysville
  • John Hancock
  • Kemper
  • Liberty Mutual
  • Lincoln Life
  • MetLife
  • Narragansett Bay
  • National General
  • National Grange
  • New York life
  • Progressive
  • Prudential
  • Quincy Mutual
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Utica 1st