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White Oak Insurance LLC

31 Cherry St, Ste. 104
Milford, CT 06460

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Should I add my teen driver to my auto policy or get them their own?

When teens begin driving, it is often a life event that makes them think of themselves as an adult. As a parent of a teen driver, you may feel that they’re still your child who needs protection! And, car insurance is one of the major life expenses that they may be responsible for themselves. Oak Insurance LLC can help find the right coverage for your new Milford, CT area driver.

The right insurance policies for teen drivers

When your teen starts to drive, you may wonder if they should have their own insurance policy. Choosing between that option or adding them to the family auto policy, depends on the situation.

For many, putting their new driver on their own auto policy is a great way to help them understand responsibility. Paying all or a portion of their auto insurance is a great way to introduce your teen to budgeting and financial responsibility. On the other hand, it may be more economical for some families to include their teen driver in the family policy. 

Whatever option may be right for your family, it’s important that the auto policy provides sufficient coverage. Understandably, teens and other new drivers can have more fender benders and dents and dings. This can mean that they also have more claims. And, if the teen is on the family auto policy, this can lead to higher premiums for everyone.

Let us help your family with all of its insurance needs!

White Oak Insurance LLC is here for all the residents of the Milford, CT area. We can help you find the right policies to keep your family protected. Our office team is here for you. Give us a call or come by today!


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