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Milford, CT 06461

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Factors to Consider When Getting Auto Insurance

Auto insurance can be complicated for most people, especially if this is your first time buying insurance. There are many insurance agencies, agents and brokers, and deciding who to go with can be overwhelming. However, here at White Oak Insurance LLC, serving Milford, CT, we want to ensure you make an informed choice. Here are some factors to consider when buying auto insurance.  

The Coverage You want

Under auto insurance, there is a lot of coverage for collision, comprehensive, personal injury, and insured and underinsured coverage. It is advisable you understand each of these to protect your car adequately. Once you have an idea, approach an insurance company and get more additional information you may want.

Insurance Brand

You also need to consider the insurance brand you plan to work with. Read online reviews to learn about the reputation of a company. If there is a high level of customer satisfaction, you can proceed with the insurance company.

Your Deductible

The deductible is the amount you will pay before your insurance pays for the expenses arising from the accident. Therefore, consider how much you can comfortably pay out of pocket if there is an accident. Also, note that a lower deductible means you will have to pay higher premiums and vice versa.

Your Car

The brand and model of your car will have an impact on your auto insurance policy. There are cars prone to theft, while others have a low safety rating. Therefore, if you have a specific budget for your insurance, consider getting a car with high safety ratings.

With auto insurance being mandatory in Milford, CT, you have to factor in all considerations before purchasing insurance. It will help you make the right decision. Here at White Oak Insurance LLC, we want you to feel confident when buying auto insurance. That is why we are ready to answer any questions you might have. Contact us today for any assistance.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • 24 hour policy access online

States Served

  • Connecticut
  • Massachusetts
  • Rhode Island
  • New Hampshire
  • Vermont
  • Maine

Partner Carriers

  • American Commerce
  • American Modern
  • AmTrust
  • Banner
  • Chubb
  • Dairyland
  • Foremost
  • Guard
  • Hagerty
  • Hanover
  • Harleysville
  • John Hancock
  • Kemper
  • Liberty Mutual
  • Lincoln Life
  • MetLife
  • Narragansett Bay
  • National General
  • National Grange
  • New York life
  • Progressive
  • Prudential
  • Quincy Mutual
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Utica 1st