Auto insurance coverage isn't "one size fits all." The type and value of your vehicle, your driving habits, your lifestyle and even your location all come into play when purchasing auto insurance. At White Oak Insurance LLC in Milford, CT, we'll work with you in selecting the coverage best suited to your budget and driving needs. We'll also ensure your coverage meets the minimum requirements for the Constitution State.
Auto policies offer a number of coverage options to include:
Auto liability and uninsured motorist insurance are mandatory in Connecticut with the state set minimum coverage limits. Liability insurance protects other drivers or pedestrians by paying for their injuries or damages in accidents you cause. Uninsured motorist (UM) insurance covers your medical bills and property damage if you're hit by someone who doesn't have enough insurance to cover these costs.
Collision, comprehensive and roadside assist coverage are optional for Connecticut drivers. If you own a costly vehicle, however, you can benefit from what these types of coverage have to offer.
Collision insurance helps pay for damage to your vehicle if you collide into another vehicle or hit an object such as a fence or telephone pole. Comprehensive insurance protects you against vehicle theft and covers repairs to your car if it's damaged by adverse weather conditions, falling objects, vandalism or an animal strike. These risks increase when traveling long distances for business or on vacation road trips. If you've taken out a loan on your car, your lender may require that you obtain collision and comprehensive coverage to protect his financial investment.
Roadside assist coverage helps pay for towing and minor vehicle repairs if your vehicle unexpectedly falters on the road.
At White Oak Insurance LLC in Milford, CT, we can customize your auto insurance policy to give you accurate protection at reduced costs. Call or visit us today for all your auto insurance needs.