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What Amazon Vendors Should Know about Commercial Product Liability Insurance

Selling items on Amazon can be a good side gig or even a full-time job. The average Amazon vendor makes over $1,000 monthly, and some make well over $1 million yearly. Even so, Milford, CT residents should bear in mind that getting started involves expenses. In addition to buying goods to sell, you’ll also need to purchase commercial product liability insurance.

What is Commercial Product Liability Insurance?

Commercial property liability insurance provides coverage if you’re accused of making, distributing, or selling defective products. It covers inherently flawed products, products that weren’t adequately assembled before sale, and products that aren’t properly marketed. For instance, if you sell an herbal shampoo but don’t warn potential customers that the herb could interact with certain medications, a buyer could take legal action against you if they have adverse side effects after using the shampoo. 

Why do I Need It?

Amazon requires that anyone selling goods on its platform obtain this coverage. You’ll need this coverage even if you make your own products, are sure they’re adequately manufactured and 100% safe, and provide customers with all the information they need to use the product safely. You also need this coverage even if you sell items that aren’t dangerous in any way. The policy should have a minimum coverage limit of $1 million. 

Get Covered by White Oak Insurance LLC Today

White Oak Insurance LLC serves Milford, CT residents, providing multiple commercial insurance policies to suit the needs of any entrepreneur. Get in touch with us to find out more about our coverage options or to purchase a commercial product liability insurance policy that suits your needs.


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