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Basic Steps to Filing an Auto Insurance Claim

No matter how careful you are as a driver in Milford, CT, an accident can happen. If you have never been involved in an accident, you may be clueless as to what steps you should take. One thing you definitely should do is file an insurance claim with your insurer. White Oak Insurance LLC wants to ensure all Milford, CT residents are familiar with what to do after an accident. 

Call the Authorities

It doesn’t matter how minor or major the accident is, you should contact the authorities. An officer will ensure everyone involved in the accident is safe while keeping traffic away from the accident scene. Further, you will be given a police report for the accident, which is a key element when filing your auto insurance claim.

Speak to the Other Driver

Although you should exchange insurance information with the other driver, you should never, ever accept responsibility for the accident. This is true even if the collision was indeed your fault. A simple apology can be taken out of context and used against you. Keep interactions short and sweet.

Take Note of Specific Details

Apart from contact information from the other driver(s), you should also take note of the location and time of the accident. You should also take note of the road conditions, damage to all vehicles and property, and potentially eyewitness statements and contact information.

Call Your Insurance Company

As soon as you have spoken to the police, obtained information from the other driver(s) and scene, and received the necessary medical attention, get in touch with your insurer so you can file an auto insurance claim. Provide them with as many details as you can, including pictures, video, and eyewitness statements. Don’t forget to be honest as you retell the events that transpired.

If you have any other questions about what you should do when filing an auto insurance claim in Milford, CT, don’t hesitate to reach out to the professional insurance agents at White Oak Insurance LLC.


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