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White Oak Insurance LLC

31 Cherry St, Ste. 104
Milford, CT 06460

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Connecticut Life Insurance Coverage

Life Insurance in Connecticut

Life insurance isn’t the same for everyone. Policies vary to suit a person’s individual needs. At White Oak Insurance LLC in Milford, CT, we can help you determine the best type of life insurance for you taking into consideration your health, budget, and lifestyle. The following facts about life insurance can help you make wise policy choices.

Types of Life Insurance

There are basically two types of life insurance: term life and permanent life.

Term Life

Term life insurance can be purchased at a fixed price and offers a fixed benefit upon your demise. You choose the amount of coverage you want and the length of time you want the policy to be in effect, which may range from five to 30 years. Your policy will continue for that length of time as long as you pay your premium.

If you purchase a term policy when you’re young and healthy, you can lock in a low price. Should you pass on during the term, your spouse and children are guaranteed the benefits you signed up. These funds can be used for financial support, school or medical needs or to pay off the mortgage on your Connecticut home.

Permanent Life

Permanent life insurance and its many variations cover you your whole life through. Premiums are more costly than term life as these policies offer extra perks in addition to death benefits.

Permanent life policies give you the flexibility of changing your premium or death benefits to suit your needs. These policies also have the option of accruing cash value over the years which you can borrow from to pay off debts, travel or enjoy a more leisurely lifestyle.

Both term and permanent life policies offer your loved ones in Connecticut financial security for the future if you were to suddenly pass on. For help in choosing a life insurance policy to suit your needs, contact White Oak Insurance LLC in Milford, CT.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • 24 hour policy access online


States Served

  • Connecticut
  • Maine
  • Massachusetts
  • New Hampshire
  • New York
  • Rhode Island
  • Vermont

Partner Carriers

  • American Commerce
  • American Modern
  • AmTrust
  • Banner
  • Chubb
  • Dairyland
  • Foremost
  • Guard
  • Hagerty
  • Hanover
  • Harleysville
  • John Hancock
  • Kemper
  • Liberty Mutual
  • Lincoln Life
  • MetLife
  • Narragansett Bay
  • National General
  • National Grange
  • New York life
  • Progressive
  • Prudential
  • Quincy Mutual
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Utica 1st