How can auto insurance protect someone in Connecticut?

Posted on July 31, 2020July 31, 2020 by admin

The Milford, CT area is a great place for someone to live. While there is plenty of great professional and recreational opportunities to enjoy in the local area, it would still make sense for most people to purchase a car. If you are going to buy a vehicle in this area of the state, it is vital that you get an auto insurance policy as it can protect someone in several ways.

Gives Liability Protection

One way that an auto insurance policy can protect someone in Connecticut is by providing them with liability insurance. Driving a car is generally a safe activity, but accidents do happen from time to time. If you are at fault in an accident, you could be held liable for damages. When you have auto insurance, you are going to receive the coverage that you need to pay for these damages. Beyond providing you with peace of mind, this coverage will also ensure you are in compliance with state insurance requirements.

Protects Vehicle

While liability protection is very beneficial, you will also want an auto insurance policy because it will protect your vehicle. With a full auto insurance policy that has collision and comprehensive coverage, you will also receive the protection you need against a variety of situations that could result in a loss. This will include theft, vandalism, or damage you incur in an accident.

As you are looking for an auto insurance policy in the Milford, CT area, you should call the team at White Oak Insurance, LLC. The insurance team at White Oak Insurance LLC can help anyone here better understand all of their insurance needs and options. This will help to ensure that you receive appropriate coverage and have peace of mind.

Does my small business in Connecticut need commercial insurance

Posted on June 23, 2020June 23, 2020 by admin

Milford is one of the oldest cities in Connecticut and has a thriving business community. As a business owner, you know that owning your own business can be challenging, and there are plenty of things to worry about. One of them should not be whether your business is protected. Commercial insurance is not one size fits all, and the agents at White Oak Insurance LLC can walk you through the different options that may fit your business.

In Connecticut, the law requires that you protect your employees with workers’ compensation insurance. It protects your employee against work-related injuries or health conditions. Safeguarding your employees helps with retention, so it is a real benefit to your business. The only other type of commercial insurance that you need is commercial vehicle insurance if you have a business owned and used vehicle.

But some types of commercial insurance are more valuable to your business. Commercial property insurance protects not only your actual location, but it also covers your business equipment, inventory, machinery, and other items that you need to do business. Commercial liability insurance protects you from legal action taken against you no matter what the reason. It can be someone hurt on your premise or by one of your products or services and even a disgruntled employee.

Business interruption insurance can be valuable coverage if your business is affected by a covered hazard. Your day to day expenses doesn’t go away just because your company has been damaged.

Having is successful business takes a lot of work. Let the experienced staff at White Oak Insurance LLC in Milford, CT help you to take some of the stress out of business ownership with commercial insurance that is tailored to your business. There is no need to pay for coverage you don’t need. Give the office a call for a no-obligation quote.

Do I need home insurance if I don’t have a mortgage

Posted on May 28, 2020May 28, 2020 by admin

Milford, CT was settled in 1639 and is very proud of its place in the history of Connecticut. It has always been a desirable place to call home, and nothing has changed in that respect. Homeownership comes with plenty of things to worry about, but whether or not you have the right home insurance shouldn’t be on that list. With the team at White Oak Insurance LLC available to help you, choosing the right insurance should be a snap.

When you have paid off your mortgage, you may wonder if you still need home insurance. Everyone likes to save money, but this is one case where saving a little bit of money could end up costing you a lot of money. Home insurance offers some valuable protections that could save you a lot of sleepless nights if you don’t keep your home insurance.

Bad things can happen without warning, and you don’t have to be engaging in any risky behavior to be a victim. No one is immune to the damage caused by things like tornados and other violent winds. In Connecticut, ice storms cause lots of damage. It will not only damage your physical home; it can destroy all your personal possessions. Your home insurance can help you to replace what is lost.

Being without liability insurance can end up with you losing everything that you have worked so hard to accumulate. People get injured, people sue, it is a fact of life. Your liability insurance can help to pay a judgment against you.

The answer to the question, “do I need home insurance if I don’t have a mortgage?” is yes, you do. At White Oak Insurance LLC in Milford, CT, we know that your home is your castle, and that castle needs to be protected at a price that you can afford. You can stop by the office or give us a call for a free no-obligation quote.