You decided to purchase an older vehicle, perhaps to restore it or simply enjoy occasional drives. Alternatively, you may have inherited a vehicle from someone. In all these cases, classic car insurance can be a valuable investment. However, this type of policy has specific limitations, and we can help you determine whether it fits your situation.
At White Oak Insurance LLC, we work with you to find a policy that aligns with your needs and risks. To learn more about classic car insurance in Milford, CT, contact our team for an analysis and quote.
When Does Classic Car Insurance Apply?
We can provide specific insights into your vehicle. However, there are common requirements that must be met to qualify for this type of insurance. These include:
- The vehicle’s age. Typically, cars must be 10 to 24 years old to be classified as classic. For a vehicle to be considered antique, it must be over 25 years old.
- Usage. Classic car insurance is not intended for vehicles driven daily. Instead, it is best suited for vehicles driven fewer than 7,500 miles per year. This mileage limit may vary slightly depending on the policy.
- Security. This coverage typically applies only if the vehicle is stored in a locked, protected private space, which helps preserve its value.
In these situations, classic car insurance may be more affordable. The key is to understand what to expect from this type of policy before making a decision.
Let Us Help You Get the Protection You Need
Turn to White Oak Insurance LLC to learn how classic car insurance in Milford, CT can help reduce your costs while properly protecting your assets. We are here to help you save money on the right coverage.
