{"id":88,"date":"2023-07-21T04:00:00","date_gmt":"2023-07-21T10:00:00","guid":{"rendered":"https:\/\/www.whiteoak-insurance.com\/blog\/?p=88"},"modified":"2023-07-28T12:57:27","modified_gmt":"2023-07-28T18:57:27","slug":"commercial-coverage-options-for-home-businesses","status":"publish","type":"post","link":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/","title":{"rendered":"Commercial Coverage Options for Home Businesses"},"content":{"rendered":"<p>If you&rsquo;ve recently launched a business from home, it&rsquo;s time to consider your insurance options. You can&rsquo;t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you&rsquo;ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater Milford, CT community, we recommend purchasing business insurance to safeguard your home business and keep it running smoothly.<\/p>\n<h2>Commercial Insurance Options for Home Businesses<\/h2>\n<p>Starting a home business can be challenging enough without having to worry about insurance. By getting the right coverage from the start, you can focus on running and growing your business to help it succeed. Depending on the nature of your business, you may want one or more of the following commercial insurance options:<\/p>\n<ul>\n<li>General Liability &ndash; for protection against customer injuries while visiting your business or injuries customers may&nbsp;sustain&nbsp;from faulty products. If an injury leads to a lawsuit, liability insurance helps cover legal costs.&nbsp;<\/li>\n<li>Commercial Property &ndash; protects your business equipment and products against theft or&nbsp;damage from disasters like fire, hurricanes, etc. This includes computers, copy\/fax machines, office furniture, inventory and other equipment used for business purposes. &nbsp;<\/li>\n<li>Business Interruption &ndash; covers business expenses like payroll and loss of income if your business has to close down due to disaster damage. Business interruption will even pay to relocate your business temporarily while repairs are made to your home\/business site.<\/li>\n<\/ul>\n<p>General liability, commercial property, and business interruption coverage can be bundled together in a business owner&rsquo;s policy (BOP). Other commercial coverage options include worker&rsquo;s comp to protect employees against injuries on the job and commercial auto insurance to cover vehicles used for business purposes. &nbsp;<\/p>\n<h3>Where to Purchase Commercial Coverage<\/h3>\n<p>To purchase a BOP or other commercial coverage for your home business, contact White Oak Insurance LLC in Milford, CT today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&rsquo;ve recently launched a business from home, it&rsquo;s time to consider your insurance options. You can&rsquo;t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you&rsquo;ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[7,8],"class_list":["post-88","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-milford-ct","tag-white-oak-insurance-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | White Oak Insurance LLC -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC\" \/>\n\t\t<meta property=\"og:description\" content=\"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2023-07-21T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2023-07-28T18:57:27+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC\" \/>\n\t\t<meta name=\"twitter:description\" content=\"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#blogposting\",\"name\":\"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC\",\"headline\":\"Commercial Coverage Options for Home Businesses\",\"author\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2023-07-21T04:00:00-06:00\",\"dateModified\":\"2023-07-28T12:57:27-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Milford CT, White Oak Insurance LLC\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#listItem\",\"name\":\"Commercial Coverage Options for Home Businesses\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#listItem\",\"position\":3,\"name\":\"Commercial Coverage Options for Home Businesses\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | White Oak Insurance LLC\",\"url\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#webpage\",\"url\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/\",\"name\":\"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC\",\"description\":\"If you\\u2019ve recently launched a business from home, it\\u2019s time to consider your insurance options. You can\\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/commercial-coverage-options-for-home-businesses\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2023-07-21T04:00:00-06:00\",\"dateModified\":\"2023-07-28T12:57:27-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/\",\"name\":\"Blog | White Oak Insurance LLC\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.whiteoak-insurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC","description":"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater","canonical_url":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#blogposting","name":"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC","headline":"Commercial Coverage Options for Home Businesses","author":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#organization"},"datePublished":"2023-07-21T04:00:00-06:00","dateModified":"2023-07-28T12:57:27-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#webpage"},"isPartOf":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#webpage"},"articleSection":"Commercial Insurance, Milford CT, White Oak Insurance LLC"},{"@type":"BreadcrumbList","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.whiteoak-insurance.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.whiteoak-insurance.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#listItem","name":"Commercial Coverage Options for Home Businesses"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#listItem","position":3,"name":"Commercial Coverage Options for Home Businesses","previousItem":{"@type":"ListItem","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#organization","name":"Blog | White Oak Insurance LLC","url":"https:\/\/www.whiteoak-insurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.whiteoak-insurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#webpage","url":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/","name":"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC","description":"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/#breadcrumblist"},"author":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2023-07-21T04:00:00-06:00","dateModified":"2023-07-28T12:57:27-06:00"},{"@type":"WebSite","@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#website","url":"https:\/\/www.whiteoak-insurance.com\/blog\/","name":"Blog | White Oak Insurance LLC","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.whiteoak-insurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | White Oak Insurance LLC -","og:type":"article","og:title":"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC","og:description":"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater","og:url":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/","article:published_time":"2023-07-21T10:00:00+00:00","article:modified_time":"2023-07-28T18:57:27+00:00","twitter:card":"summary_large_image","twitter:title":"Commercial Coverage Options for Home Businesses - Blog | White Oak Insurance LLC","twitter:description":"If you\u2019ve recently launched a business from home, it\u2019s time to consider your insurance options. You can\u2019t count on standard home insurance to protect your business assets. Although you can increase your property and liability protection by getting home endorsements, you\u2019ll still have lapses in your coverage. At White Oak Insurance LLC, serving the greater"},"aioseo_meta_data":{"post_id":"88","title":null,"description":null,"keywords":null,"keyphrases":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_custom_url":null,"og_image_custom_fields":null,"og_image_url":null,"og_image_width":null,"og_image_height":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_image_url":null,"twitter_title":null,"twitter_description":null,"schema_type":"default","schema_type_options":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"limit_modified_date":false,"ai":null,"breadcrumb_settings":null,"seo_analyzer_scan_date":null,"created":"2026-10-14 06:14:28","updated":"2026-10-14 12:45:44"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.whiteoak-insurance.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.whiteoak-insurance.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tCommercial Coverage Options for Home Businesses\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.whiteoak-insurance.com\/blog\/"},{"label":"Commercial Insurance","link":"https:\/\/www.whiteoak-insurance.com\/blog\/category\/commercial-insurance\/"},{"label":"Commercial Coverage Options for Home Businesses","link":"https:\/\/www.whiteoak-insurance.com\/blog\/commercial-coverage-options-for-home-businesses\/"}],"_links":{"self":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/88","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=88"}],"version-history":[{"count":1,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/88\/revisions"}],"predecessor-version":[{"id":89,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/88\/revisions\/89"}],"wp:attachment":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=88"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=88"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=88"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}