{"id":170,"date":"2026-10-31T12:00:00","date_gmt":"2026-10-31T18:00:00","guid":{"rendered":"https:\/\/www.whiteoak-insurance.com\/blog\/?p=170"},"modified":"2026-10-27T03:21:26","modified_gmt":"2026-10-27T09:21:26","slug":"are-there-specialized-insurance-coverages-i-should-consider-for-my-classic-vehicle","status":"publish","type":"post","link":"https:\/\/www.whiteoak-insurance.com\/blog\/are-there-specialized-insurance-coverages-i-should-consider-for-my-classic-vehicle\/","title":{"rendered":"Are There Specialized Insurance Coverages I Should Consider for My Classic Vehicle?"},"content":{"rendered":"<h2>Classic Vehicle Insurance Considerations<\/h2>\n<p>If you own a classic vehicle or are planning to buy a classic ride in Milford, CT, knowing which types of specialized insurance are available can help by adding additional protection to your investment. While having a standard policy for your class vehicle is the first step, considering additional coverage is something to consider. At White Oak Insurance LLC, we will go over the benefits of having special coverage so you can make an informed decision.<\/p>\n<h2>About Specialized Coverage for a Classic Car<\/h2>\n<h3>Specialized Coverage for Classic Cars<\/h3>\n<p>Your classic car is an investment and one you want to protect. This is possible with the addition of special coverage. These include:<\/p>\n<ul>\n<li>Car Show Incidents &mdash; is in place if someone attending the show is injured while they are around&nbsp;your parked classic vehicle.<\/li>\n<li>Car Parts &mdash; repairs to your classic car will only use OEM (original equipment manufacturer) parts.&nbsp;<\/li>\n<li>Restoration Coverage &mdash; protects the value of your classic car while being restored in a garage or shop.<\/li>\n<li>Right to Keep &mdash; If your car is deemed a total loss, and you receive payment, you are allowed to keep the salvaged car for future restoration.<\/li>\n<li>Roadside Assistance &mdash; provides transport dedicated to classic vehicles instead of the standard hook and chain method.<\/li>\n<\/ul>\n<h3>Standard Classic Car Policy<\/h3>\n<p>A standard classic car policy includes an agreed value coverage versus actual cash value when the car is designated as &quot;totaled&quot;. It also includes plans for limited mileage, which is determined by how many miles you anticipate driving the car during the year. The policy also includes the state&#8217;s minimum liability coverage for bodily injury for each person, a set amount for each accident, and a set amount for property damage.<\/p>\n<h2>Contact Us<\/h2>\n<p>Keep your classic car rolling safely in Milford, CT, with help from us at White Oak Insurance LLC. With standard and specialized coverage, you can enjoy your classic ride stress-free. Contact us at your earliest convenience to discuss your options.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Classic Vehicle Insurance Considerations If you own a classic vehicle or are planning to buy a classic ride in Milford, CT, knowing which types of specialized insurance are available can help by adding additional protection to your investment. While having a standard policy for your class vehicle is the first step, considering additional coverage is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[20,19,17,14,8],"class_list":["post-170","post","type-post","status-publish","format-standard","hentry","category-classic-car-insurance","tag-classic-car","tag-ct","tag-insurance","tag-milford","tag-white-oak-insurance-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Classic Vehicle Insurance Considerations If you own a classic vehicle or are planning to buy a classic ride in Milford, CT, knowing which types of specialized insurance are available can help by adding additional protection to your investment. 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