Accidentally crashing into a garage wall or garage door can be embarrassing, but it can happen more easily than many people expect. A momentary distraction, a slip of the foot, or poor visibility can quickly result in damage to both your vehicle and your garage.<\/p>\n
This often leads to an important question: Will auto insurance cover an accident that occurs inside your garage?<\/p>\n
If you accidentally hit a garage wall, strike the garage door, or damage another structure inside your garage, there is a strong chance your auto insurance collision coverage will apply. Collision coverage typically pays for damage to your vehicle after hitting a stationary object, including a garage or another vehicle.<\/p>\n
As long as the incident was accidental and not intentional, collision coverage can help cover the cost of repairing your vehicle, subject to your policy deductible.<\/p>\n
Damage to the garage itself is usually handled by a homeowners insurance policy. If you can demonstrate that the damage was unintentional, your home insurance may help pay for repairs to the garage door, wall, or structure.<\/p>\n
If both auto and homeowners insurance claims are filed, you may be responsible for paying deductibles under each policy. While filing a claim could result in a future premium increase, garage accidents often involve costly repairs, making it important to report the damage honestly and promptly.<\/p>\n
Serving Milford, CT, the insurance professionals at White Oak Insurance LLC are ready to assist with your auto insurance needs. If you are looking for new coverage or have questions about your policy, call 203-951-6641 to speak with a knowledgeable representative.<\/p>\n","protected":false},"excerpt":{"rendered":"
Accidentally crashing into a garage wall or garage door can be embarrassing, but it can happen more easily than many people expect. A momentary distraction, a slip of the foot, or poor visibility can quickly result in damage to both your vehicle and your garage. This often leads to an important question: Will auto insurance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[16,19,17,14,8],"class_list":["post-158","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-ct","tag-insurance","tag-milford","tag-white-oak-insurance-llc"],"_links":{"self":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=158"}],"version-history":[{"count":1,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/158\/revisions"}],"predecessor-version":[{"id":159,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/158\/revisions\/159"}],"wp:attachment":[{"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.whiteoak-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}